Wednesday, July 17, 2013

New Consumer Loan Guidelines Will Not Impact Credit Cooperatives -- SKM

KUALA LUMPUR, July 16 (Bernama) -- The new guidelines on consumer lending policies by Bank Negara Malaysia (BNM) recently will not have a significant impact on credit cooperatives in the country, says Cooperative Commission of Malaysia (SKM) Executive Chairman Datuk Nik Ali Mat Yunus.

Source from (Bernama): http://www.bernama.com/bernama/v7/bu/newsbusiness.php?id=963806
Published: July 17, 2013

He said the policy might be a temporary measure and it represented a good move to rein in the rising household debt.

"We are still in the process of adjustment and have still not seen a serious effect among the credit cooperatives.

"Malaysia is one of the countries that has high loan rate, BNM's move must be considered as a positive control in providing an impact to the financial stability in the country," he said.

He said this to reporters on the sidelines of the launch of the new logo for SKM, officiated by Minister of Domestic Trade, Cooperatives and Consumerism Datuk Hasan Malek, here today.

On July 5, Bank Negara decided to limit the maximum tenure of personal loans to 10 years, compared with 25 years previously.

The central bank has also reduced the tenure of financing for properties to 35 years from 45 years before.

-- BERNAMA 

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